Monthly Archives: April 2018

Hotel Booking is Right For Fun Family Vacation

Hotel Booking is Right For Fun Family Vacation

When planning a family holiday it is important that you book the right destination, the right hotel, the most convenient flight and the right family travel policy. You need to consider what your kids enjoy and what will keep them busy while fulfilling your holiday desires as well. A great place to start is with accommodation. As long as the hotel is right, you know you like a good thing, but booking a great family friendly hotel is not always easy.
Here are some considerations to get on the boat if you want to avoid a decision you might regret later.

Hotel Booking is Right For Fun Family Vacation

Do not Always Go To The Hotel Out Of The City

You can be forgiven for thinking a hotel out of town might be quieter and probably safer than downtown, but think again. Family Travel Magazine suggests that a more central hotel is actually a better option if you have children with you. The downtown location means all the attractions are closer, and after a day of sightseeing, when the kids are tired, you can just take a short trip to your hotel. Being in the city center also reduces the need for public transportation, which can be extra stress if you have a train with you.

While hotels outside the crowded city center may be considered more secure, this is not necessarily true. Sometimes, the more crowded the place, the more secure you are. Regardless of its location, however, as long as you have your family travel policy up to date, you can be sure that you are protected in case something goes wrong.

Staying central may be a little more expensive, but overall it will definitely work out more comfortably. Hotel Booking is Right For Fun Family Vacation

Check Out Kids’ Dining Options

It was all excellent booking an amazing city center hotel filled with great facilities, but if there is no restaurant that will serve your kids, then you could be in trouble. If children are well fed, they will be happy, and although many children will eat adult food, toddlers in particular can be forgiven for not wanting anything from the à la carte menu.

Before ordering, it’s good to ask the hotel what they can offer to the children or if they can suggest a cafe or restaurant nearby that has a children’s menu. Some hotels have microwaves in the room, which is good news if you are traveling with very young people.

Book Family Room

Make sure you ask what hotels they can offer in terms of room arrangements. Some hotels have rooms adjacent to adjoining corridors, which are perfect for older and more independent children. Rooms separated by doors are better for parents with younger children, as adults can maintain privacy while still hearing little children if there is a problem. Hotel Booking is Right For Fun Family Vacation

Do not Forget About Extras

Some hotels and resorts offer extras for families, so make sure you know. Ask about child-care services, kids clubs, children’s pools and other baby related items that will make your room safer for your toddler and reduce the risk you need to use the family travel policy.

Washing machines and dryers are also worth asking, as many hotels and resorts have this facility, which reduces worries about packing enough clothing. The on-site store is also very useful when you’re on a family trip, just in case a child needs a snack or an extra snack.

Family vacations are precious memories, so remember to organize, do your research before you go, and invest in a family travel policy for true peace of mind.

Patrick Chong is the Managing Director of InsureMore, an award-winning team of specialists in one global journey, annual travel insurance and family. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

When it’s Time to Repair Your Plate Heat Exchangers

 

If you’re already using plate heat exchanges, you probably already know how critical they are for your business.

But what happens when they break? Here’s how you can know when it’s time to embark on the plate refurbishment process.

Weigh your options
If you’re in the position where your plate heat exchanger has completely broken, then the first thing you need to do is to be repaired or repaired. Whether it’s an old furnace or a commercial refrigeration unit, this is a big decision and can have a major impact on your bottom line.

First, you’ll want to know that it’s actually the plate heat exchanger that’s not working. If it’s a furnace, have you eliminated all other possible problems?

For example, there’s no point in undergoing the plate refurbishment process if it’s actually an electrical problem or a clogged filter.

Second, you want to determine the associated associated. We have a free quote service so you can get a good idea of ​​what you’re getting into nice and early if you decide to refurbish and fix rather than buy new.

Finally, you’ll want to look at the replacement unit just to compare. Contact your local dealer and browse any online commercial stores.

It is also worth looking at the used market to see if you can pick up a deal. If your unit is especially old, sometimes the best option is to buy an old unit and actually refurbish THOSE heat exchanging plates, giving you the most cost effective solution.

How old is your unit?
Whether you’re looking at second-hand units or just trying to date yours to make the best decision, you’ll probably want to know how old it is. Some of the experts will write the installation date on the unit, giving you the age.

However, if it’s not there, you can still figure it out. Just look around for any manufacturer information, serial numbers, or model numbers (so you may have to turn the unit off if you have not already).

After that, it’s just a matter of Googling the manufacturing number and seeing what comes back. If that does not work, you can always call your manufacturer’s helpline.

What can a refurbishment do?
10-20 years of use.

But what are the benefits of taking on the plate refurbishment process?

The biggest benefit of plate refurbishment instead of replacement is that it’s a cost-effective way to expand the life of your heat exchanger plate. By simply cleaning it through our exhaustive process, we can restore a shocking amount of life and viability into the tool.

Second, it means that you can put off a major new purchase. It also means that your initial investment into a quality unit is going to continue to reap dividends. Assuming the plates are not cracked (we check), after cleaning and new gaskets your unit might last anywhere from another 10-20 years.

Wrapping up
Knowing whether it is time to clean and maintain your heat exchanger plates is not easy. But if you carefully evaluate your unit, it’s age, and your own financial circumstances, you can not go wrong.

5 Changes Come to Fleet Management by 2017

As a fleet manager, you want to keep paying attention to the ball, be informed about news, trends, and laws, and note the unexpected curve balls in the fleet management industry.

To do your work effectively, you must keep abreast of all new things to manage your budget accurately, reducing financial and safety risks and increasing your revenue.

After all, we all need to make our bosses, stakeholders, and customers happy.

I want you to be at the top of your game, so I’ve collected 5 changes that you need to observe in 2017.

Let’s go live.

1. Change of Fuel Management

It is not surprising that fleet managers that fuel costs are a major budget issue for the fleet industry.

In early 2017 the International Energy Agency predicted a surplus of world crude oil would be reduced, thus reducing fuel costs.

The increase came as OEMs and other oil producers set a stamp on oil production, which fueled their own gains.

Not suprisingly

But fleet managers take precautions to improve fuel efficiency. Some of these measures include purchasing a fuel-efficient vehicle model and reducing vehicle size without compromising vehicle performance.

Managers also implement better fuel efficiency by encouraging better driving practices.

Some drivers receive cash rewards for practicing more insightful driving habits.

2. Telematics

With telematics technology installed in vehicles this year, fleet managers are better able to manage cost increases more effectively.

Utilization of telematics applications encourages better fuel consumption decline, routing and productivity results.

Another tactical company that uses is the use of SIM cards in telematics devices as a way to lower data costs.

Whether for real-time monitoring or for scheduling, financial spending, and vehicle services, this growing trend seems to help the fleet industry.

3. Paperless document management

The world is moving toward a paperless environment for business transactions and the fleet industry is no different.

The Company deals with paper printing methods for electronic communications for purchase orders, delivery status, monitoring and reporting of vehicles.

This key process is now done electronically via email, online portals and company websites.

4. GPS Tracking System

About 30-40% of fleet companies use GPS tracking devices to manage business aspects.

Like telematics, this system helps minimize risk, lower costs, and increase revenue.

Tracking GPS components gives the fleet managers more control over their business in the following ways:

The risk of theft goes down
The driving efficiency goes up
Managers can monitor key standards such as better service hours
5. Availability of vehicles

Often: Trucks are withdrawn and vehicles require regular maintenance. Upfitter schedule can make the vehicle out of service. This inconvenience causes delays in your business, putting more pressure on you.

One of the solutions used by the fleet management company is the bailment pool program.

With fewer fleets doing their own upfitting, more companies are turning to bailing pools lately as a smart alternative to keeping businesses running.

The above article highlights five changes that go into fleet management by 2017.

What other changes do you see coming down from a pike?

4 Essential Home Appliances You Must Have

4 Essential Home Appliances You Must Have

More than half of all Americans have their own homes, fulfilling most of the American Dream.

But not all sunshine and roses. If anything is broken, the owner’s job is to handle the problem. Regular maintenance falls right on the shoulders of homeowners including handling unwanted pests and garden care.

If you have a house to look after, you will need the right equipment. Here are 4 essential Home Accessories you need at hand.

Simple Household Accessories: Screwdriver
That may seem a bit clear or basic to most homeowners. But investing in a set of high quality mixed screwdrivers will solve more problems than you can imagine.

Get a set that has a variety of Phillips and flathead settings in various sizes. Having a screwdriver with a metal head or magnet can be very convenient. Many people like to use screwdrivers in their electric drills.

If your device does not come with a storage bag make sure you have some sort of Tupperware bag or zip lock for storage. You do not want to invest in quality home appliance just to lose them!

Quality Utility Knife 4 Essential Home Appliances You Must Have
Home ownership requires quite a lot of homework. Simple things like opening the box, cutting the cable, changing the screen in your window will all need a nice sharp knife.

One day you may have to cut the edge of the new carpet or scrape the paint from the window sill. Doing your own small task at home will always save you money and having a nice knife will make things easier.

Not all jobs must be DIY but simple and secure tasks are best done privately. Sometimes outsourcing some work is safer and just a little stressful! It’s up to the homeowner to make that call.

Air compressor
Not all important household accessories fit in your back pocket like a compact knife or screwdriver. But if you’re doing DIY projects around the house, you’ll soon find out that air compression tools are stronger and much lighter than other tools.

Having an air compressor as sold in Air Compressors USA will make household chores much faster and easier. Air compressors can be used for deck building, sewer cleaning, work siding and more.

Toolbox 4 Essential Home Appliances You Must Have
One of the best gifts to give the first homeowner is a quality toolbox. You’ll be surprised at how many tools you get when you start fixing stuff around the house.

Having a large toolbox with lots of storage will ensure that all the multifarious tools are safe and easy to find. With the place to store your tools, they most like to be scattered around the house. When you need a special screwdriver you do not want to rummage through each drawer and cabinet.

Make sure the toolbox you get is durable. Good quality equipment boxes can last for decades.

With these 4 important household accessories, you will be well equipped to handle all the DIY projects to your liking.

Introduce Young Learners to the Opal Coast

Introduce Young Learners to the Opal Coast

For teachers planning school trips to France, a clearer option such as Paris certainly holds much appeal in terms of their historical depth, culture and accessibility. However, this is not the only objective to consider: The beautiful Opal Beach, which covers the region from Picardy to the Belgian border, provides some excellent options for school trips to France with a focus on subjects such as history, language, or science. Introduce Young Learners to the Opal Coast
The Value of Education for Getting to Beaten the Ticket

There is much to say to bring students to destinations that have not been so touched by modern tourism traps. Exploring Opal Beach will allow deeper levels of intimacy with people and cultures, and expose students to languages ​​and cultures at a comfortable pace. The beauty, tradition and authenticity of the Opal Coast make it an absolute gem for groups of all ages.

Come out in Nature

In addition to its historical and cultural cache, Opal Beach is an area of ​​outstanding natural beauty. For young students on a school trip to France, the opportunity to get out into the coastal environment can offer a warm welcome and help build a profound appreciation of the flora, fauna and spectacular scenery that determines this beautiful region.

To find a different side to nature, a visit to the impressive French National Marine Life Center, also known as Nausicaa, provides an introduction to the diverse marine life. Nausicaa is the largest aquarium in Europe and provides an interactive and highly entertaining experience for children. Introduce Young Learners to the Opal Coast

Engage in history

This coastal region has been an important history for centuries – not only to France but also to the rest of the world. From this coast Julius Caesar invaded England in 55 BC, and the area also played an important role in the second battle of the world war. There are many relics that continue to bring past lives for young students, including the 1916 Somme Museum in Albert, Hitler’s podium rocket at La Coupole, and the Mimoyecques Fortress in Calais.

Find the Authenticity

Not just history students who can benefit from traveling to this area on a school trip to France. The small traditional fishing town that forms the shoreline is an ideal situation for young people to discover their first taste of French language, culture and cuisine. In this relaxed and less touristy atmosphere, the experience is often more authentic and generally less intimidating. Students can practice their beginner language skills with local market vendors, and friendly and always positive responses help them grow in confidence to interact more. It is also an opportunity to expand their appetite to include some regional delicacies to the source.

Though less well known than the larger tourist towns, the Opal Coast is no less important for students in terms of native cultural experience. His ability to facilitate curriculum-based curriculum learning opportunities across a range of subjects provides tremendous educational value potential.

John Gardiner is Managing Director of The School Travel Company, a tour operator specializing in travel for school trips to France and educational tours for school and youth groups to the UK, Europe and beyond. As a father and avid traveler, John is keen to provide students with a valuable and exciting learning experience outside the classroom. By sharing expert advice with teachers, he allows them to inspire their students and continue their studies into life. Introduce Young Learners to the Opal Coast

5 Times You Want To Assess Your Life Insurance

There are times in your life that you need to review your life insurance to make sure you are adequately covered and you have the right policies for your circumstances.

Failing to reevaluate your needs can mean that you will earn money under insurance – something that many American families face, with an average insurance gap of almost $ 320,000.

This is the main event that should trigger reevaluation:

1. Marriage and Divorce
If your spouse will rely on your income for their current standard of living, you may need to increase insurance coverage to meet their expenses and pay off all major debts like your mortgage.

You and your spouse need to take the time to evaluate your life insurance expectations based on your current finances. If one of you already has children, you may need to discuss whether you should be added as a beneficiary of their life insurance policy.

While many people get married in their 20s, the average age for the second marriage is 32.6 for women and 35.2 for men. Life insurance will be different for people in the second marriage, especially if there are children steps to consider. Former spouses should normally be issued as beneficiaries, and you also need to consider child payments and any benefit payments.

If you are divorced, you may want to review your beneficiaries and ensure that any child you have with you will still have adequate support.

2. Expect or Adopt Children
Adding a child to a family is usually one of the biggest triggers for uninsured people to buy life insurance. If you already have a policy, you should update your insurance.

Typically, you need to add to your cover, protecting your children’s financial future. This will ensure that their living and educational costs can be covered if you continue while they are still dependent on you.

3. New House or Job
When you change jobs, you may find that your new employer may offer more or less insurance from your last employer. This means you need to buy additional coverage or reduce your life insurance right now.

If your new job includes a raise, you may also want to increase your life insurance coverage. And if you buy a new home, you usually want to reevaluate your life insurance to cover the mortgage.

This will prevent your spouse or child from selling the house if they no longer have your income.

4. Pension
If your boss gives you life insurance, you’ll need to update coverage when you’re ready to retire. If you already have all life insurance, this can often help you cover pension costs.

If you are worried about the possibility of getting the insured, you can also see life insurance without medical examination. This policy will often be more expensive, because insurance companies are more risky.

5. Every year
Reviewing your life insurance does not take long. Mark one day on your calendar once a year to see your situation and make the necessary adjustments.

You may find that events you have not considered (such as adult children becoming independent or going to college) can mean that you no longer need that much insurance.

Flying Solo Taking Personal Health Insurance

Flying Solo Taking Personal Health Insurance

To date, most people have health insurance through their employers. Their company works to choose the provider and the set of options within the company, and that is given to their employees. Fewer people have group coverage today due to economic reasons and health care costs and improved medical procedures. As more companies cut their health care programs, more people are discovering their own individual health insurance plans. Although it takes a little time and research, there are many advantages to choosing your own plan. Flying Solo Taking Personal Health Insurance
Selection

Flying Solo Taking Personal Health Insurance

With an individual plan, you can choose the provider, options, and details that work best for you and your family. There are seemingly endless options offered by many organizations, and many people who may or may not qualify for a health insurance company are forced to find their own service provider that meets their needs.

Freedom

The ability to change plans and companies is important to many people, because trying different options may be part of the process of finding the right one. In addition, if you have your own health insurance, you do not have to worry about losing coverage if you change jobs or lose jobs. This allows you to choose a job based on your wants and goals, not on the benefits you receive. Flying Solo Taking Personal Health Insurance

Independence

When you go with group insurance, you allow your boss to have control over your health care choices. For example, many women want access to birth control but are under group insurance that does not cover birth control. With an individual plan, you can meet your coverage of your own values ​​and priorities.

Doctor

Many group plans only allow you to see a particular doctor; With individual coverage, you can see a doctor you trust and visit a hospital you already know.

Who Gets Individual Health Care?

As mentioned above, fewer entrepreneurs are currently offering group insurance than in the past. Traditionally, individual plans are reserved for people who are in the workplace, self-employed, refreshed from their parent’s coverage, or who only work for companies that do not offer coverage (whether or not they offer at all or are ineligible employees). Currently, the number of people working for the company without the coverage grows, so does the number of entrepreneurs.

Group health insurance generally has a partial or full benefit funded by your employer, but can keep you in an unsatisfactory job for fear of losing coverage and can also get you stuck in a situation that does not meet all your needs. Many people feel overwhelmed when presented with the various providers and plans that each offer. When considering moving to an individual plan, it may be worth trying to work with a local agent to find what suits your needs, both medically and financially. Flying Solo Taking Personal Health Insurance

5 Smart Investment Management Tips

Are you just starting to invest in your retirement? Have you invested but not sure if you did it right? Do you want to have control over your finances and understand what your accountant is talking about?

If you answered yes to these questions, you have come to the right place!

Read on for five smart investment management tips that will help you build egg nests and rest in style.

Start Early and Go to Your Plan
It is best to start saving once you get to work. Even if your job does not offer a 401 (k) plan, you can open an Individual Retirement Account (IRA) or a self managed super fund and invest your monthly income percentage there.

Once you have an investment plan in place, be sure to stick with it. It’s tempting to make drastic changes during difficult times. However, sticking to your plan will produce even better results on the road.

Keep the Cost Low
If you are new to the investment world, it is important to start a small business and keep it as much as possible. Look for discount brokerage firms, and consider index funds as they have lower costs.

Another way to save costs is to focus on long-term investments.

It can be tempting to buy and sell in response to market ups and downs. But, you will probably accumulate a lot of commission fees and management fees. Long-term investments also help prevent significant cash losses if your stock goes down in price.

Keeping Liquidity
Some people love the sensation of taking big risks with their investments. If you are just starting out, you can feel anxious about seeing your stock price repeatedly up and down.

One way that you can cope with this stress is to make sure you always have liquid reserves to cover your short-term expenses. Knowing that you still have enough money to pay your bills will help you manage your investments better. You also tend to over-react when the market is very volatile.

Invest gradually
It is also important to be disciplined and consistent in terms of putting money into your investment. Invest a steady amount of money through the full market cycle. This will help you better than trying to give time to the market, especially when you are a beginner.

Diversification
A diversified portfolio will help you manage your risk better. Instead of putting all your money into one category, invest in a mix of conservative stocks, stocks with long-term growth potential, and stocks that offer better profits but have a higher potential risk.

By diversifying, you ensure that your overall portfolio is not seriously affected when one share goes down. A diversified portfolio may not necessarily lead to the greatest monetary gain. But, steady growth is definitely better than extreme losses.

Remember, it’s never too early to start making smart investment decisions. Keep these tips in mind, whether you’re just getting started or just want to make some positive investment management changes, and you’ll soon be successful!

Get Ready to Rock the Mountain: Musilac 2018

Get Ready to Rock the Mountain: Musilac 2018

If you’re planning a ski holiday to Chamonix with a group of mates and can’t decide when to go, my advice would be to wait until April 2018. That way, you can participate in Musilac Mont-Blanc 2018, the ultimate party on the mountain! This new spring festival is expected to become one of the biggest annual music events in Chamonix.
What to Expect

 

Musilac is already famous in Aix-les-Bains, where it is a popular summer festival. Past headliners have included everyone from Elton John and Sting to The Chemical Brothers and David Guetta. For Chamonix, festival organisers promise an equally stellar line up: so far, 15 acts are scheduled to play from April 19 to 21.

The Festival will be a massive affair: it’s estimated that up to 30,000 spectators will attend the three-day event. An open-air stage will be set up at the Bois du Bouchet paragliding landing area, which will play host to audiences of around 15,000 each night.

To ensure that this is one of the major events in Chamonix’s 2018 calendar, Musilac organisers have partnered with MontBlanc Médias, a renowned French media group that specialises in extreme sports.

Ski the End of the Season or Just Hang Out

Whether you’re a keen skier and want to take advantage of Chamonix’s cheap ‘end of season’ deals or you just love the party atmosphere of a festival, April in Chamonix is perfect for you.

Set at the foot of Mont Blanc, the resort’s skiing opportunities are guaranteed throughout the spring, during which there’s a fantastic range of glacial skiing that really comes into its own from April onwards.

There are a range of nursery runs for beginners, – although the snow cover this late in the season can be risky – and for intermediate and advanced skiers, Chamonix’s challenging runs provide the ultimate high-thrill playground.

In town, you’ll discover that Chamonix is a bustling place with a cool, hip crowd that populates the resort all year round. There are some great bars and clubs, and the pretty centre is equipped with many nice café terraces.

If you’re looking for a group holiday during which you don’t want to hit the pistes every day, combining a ski holiday with one of the best events in Chamonix ensures that you’ll have a blast!

How to Get There

Taking part in the many events in Chamonix couldn’t be easier, as there are regular flights from the UK to Geneva, Chambery, Grenoble and Lyon airports during the ski season.

For a good-value transfer option, book a group transfer with Shuttle Direct before you leave home. Choose either a private or a more economical shared group transfer, and our drivers will pick you up from the airport and deliver you straight to your resort. It doesn’t get easier than that!

Challenge Accepted: Issues Facing Legal Marketing Teams

Have you spent time in or around the legal profession? If so, you ‘ve probably heard your fair share of lawyer jokes.

Unfortunately, most jokes about lawyers do not paint attorneys in a great light. The underlying assumption is that lawyers are, at best, boring and, at worst, crooks.

So, when it comes to developing a marketing campaign for a law office, marketers have their work cut out for them. Prospective customers already have preconceived notions about lawyers.

A good marketer’s job will be to undermine those assumptions and show the value of sound legal advice.

Let’s take a closer look at some of the challenges facing marketers for legal teams. Once we identify the challenges, we can develop a strategy for overcoming them.

The Legal Marketing Industry is Fairly New
For most consumer products, marketing and advertising have been around for a long time. This is not the case with the legal profession.

State bar associations once considered it unethical for attorneys to promote their services. This standard stayed in place until the 1976 Supreme Court case Bates vs. State Bar of Arizona. In this case, the Supreme Court ruled in favor of lawyers’ rights to advertise their services in a truthful manner.

Since that ruling, lawyers have had the same liberty to advertise as any other business. While this created new opportunities for lawyers, it also means that there is a history of legal marketing strategies to draw on.

This foundation challenge presents different difficulties for legal marketers.

Clients Lack Knowledge of the Legal Industry
Every marketer struggles with customer education to some extent. But this is especially challenging for marketers in the legal industry.

Usually, when a person needs a lawyer, they are in a vulnerable position. Perhaps they’re getting divorced or making a personal injury claim.

To reach clients in these situations, marketers must communicate the value of an attorney. Additionally, they must set the clients at ease, and help them develop trust in the legal team.

A great way for lawyers to meet this challenge. Strategies like blogging and social media engagement can be effective. These approaches make knowledge of the legal industry accessible to customers.

Technology has Shifted Marketing Strategies
Another challenge facing legal marketers is adapting to evolving marketing practices.

Let’s look at an example. In the past, if someone wanted to find a Charlotte criminal lawyer, they would probably start with the yellow pages. Or, they would talk to folks in their personal network, and look for recommendations.

Times have changed. These days, most folks would use a search engine as their first approach to finding an attorney.

So, in order for lawyers to get clients, they need to make sure that clients can find them. This means building a robust online presence that will find and connect with.

Are you ready to start working on a marketing campaign for your legal team? Then sign up today for a free account with ArticleCity. You’ll get access to marketing tools and resources used by successful marketers across the country.